You might be wondering if springing for an RV warranty is really worth the extra cost, especially with stories of surprise rv repairs popping up left and right. Did you know that 30% of rigs face major issues in just two years? In this post, “Are RV Warranties Worth It,” you’ll get clear answers about the true pros and cons, from rv maintenance headaches to how policy coverage stacks up against costly fixes.
Stick around if you want fewer repair shop surprises on your next road trip.
Key Takeaways
- About 30% of RVs have major issues in their first two years, and 80% by the fifth year. This shows that most owners will face costly repairs at some point.
- An RV warranty covers big fixes for items like engines, plumbing, and appliances. Warranties do not include routine maintenance or cosmetic problems.
- The cost for common repairs is high: fixing slide-outs can reach $3,000; generators may cost up to $2,000; and a new water heater may be over $1,000 without coverage.
- Warranties offer peace of mind and access to nationwide repair networks but come with high upfront costs. Claim denials are possible if the issue is pre-existing or not covered by the plan.
- Buying a warranty when your RV is new usually brings lower rates and better terms. Securing extended warranties before January may also help you lock in cheaper prices.
What Is an RV Warranty?
An RV warranty acts like a safety net for your travel trailer or camper. It covers repairs if your RV’s mechanical or electrical systems break down, such as the engine, air conditioner, or water heater.
Unlike rv insurance, which handles accidents and outside damage—think hailstorms or collisions—a warranty only steps in for things that stop working on their own from everyday use.
Think of it as a service contract between you and the company—maybe Thor Industries, Forest River, Winnebago, or even third-party groups like Wholesale Warranties. Get one early, ideally before January since prices sometimes jump after the new year.
With an rv extended warranty on board your trip is protected against big surprise repair bills at places like mobile techs and rv repair shops spanning the country.
“A good RV warranty helps take the worry out of rving,” says MaxxForce owner Jim Phillips. “It saved me nearly $2,300 last summer when my fridge died near Yellowstone.”
Types of RV Warranties
There’s more than one kind of RV warranty floating around—think factory cover, extra plans, and even options that only look after certain parts. Get a handle on which type fits your rolling home before any road trip surprises leave you stranded at an unfamiliar repair shop.
Manufacturer’s Warranty
A manufacturer’s warranty comes with your RV when you first buy it. This warranty covers many key parts of the vehicle for a certain period. Typical coverage lasts for one to two years, or sometimes longer, depending on the brand.
It usually protects against defects in materials and workmanship.
With this type of warranty, you’re safe from big repair costs early on. If something goes wrong because of how it was made, the manufacturer will fix it at no cost to you. It can cover mechanical repairs and other major problems but won’t help with every little thing.
You might still need to pay out-of-pocket for regular maintenance or cosmetic issues like scratches or dents. Knowing what is covered in fine print is important before hitting the road!
Extended Warranty
An extended warranty gives you more coverage for your RV after the manufacturer’s warranty ends. This type of policy helps protect against high repair costs. You may face mechanical or electrical failures later on, and an extended warranty can ease your mind about those expenses.
Some options cover major parts like the engine and transmission; others might be more limited.
These warranties often come in two forms: exclusionary and inclusionary. Exclusionary warranties list what is not covered, while inclusionary warranties detail what is included. Understanding these differences can help you choose which plan fits your needs best.
If you’re traveling often, having this extra protection can offer great peace of mind on the road, especially if unexpected breakdowns happen!
Component-Specific Warranty
Moving on from the extended warranty, let’s talk about a component-specific warranty. This type of warranty focuses on certain parts of your RV. It covers specific systems, like the plumbing or electrical setups.
If one of these parts breaks down, you get help with repairs or replacement costs. These warranties can save you money on big issues tied to individual components. They’re great if you want targeted coverage without paying for every little thing in an extensive plan.
Just keep an eye out for what is included; always check the fine print!
RV Service Contracts
An RV service contract is a type of deal you can get for extra protection. It covers repairs on specific parts of your RV, like plumbing or electrical systems. Unlike a standard warranty, which may cover major issues only, these contracts offer more focused help.
You pay for the coverage upfront. In return, you gain peace of mind while camping or traveling. If something breaks down unexpectedly, it can save you from hefty repair costs at RV repair shops.
Always check the fine print before signing; not all contracts are created equal!
What Does an RV Warranty Cover?
An RV warranty covers many important parts of your vehicle. This includes major mechanical repairs, electrical systems, plumbing issues, and even appliances like your fridge or stove.
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Mechanical Repairs
Mechanical repairs are a big part of owning an RV. These issues can hit your wallet hard. Think about the engine and transmission, two key areas that keep your RV moving. Without coverage, repairs here can cost thousands of dollars.
An RV warranty helps cover these costs. It offers peace of mind while you travel on the open road. With a warranty, you avoid the shock of surprise repair bills. You also gain access to repair shops across the country, making it easier to fix problems no matter where you are.
Electrical Systems
Electrical systems in RVs can be tricky. They include essential parts like generators and inverters. These components power your lights, appliances, and more. If something goes wrong, repairs can get pricey.
Having an RV warranty helps cover electrical failures. You won’t have to worry about unexpected bills for generator or inverter issues. A good warranty gives you peace of mind while you travel.
Next up is plumbing systems, another crucial part of RV life.
Plumbing Systems
Plumbing systems in your RV are crucial. They manage water for drinking, cooking, and cleaning. These systems include pipes, tanks, faucets, and pumps. Any failure can lead to leaks or lack of water pressure.
Replacing these parts can be costly.
An RV warranty often covers plumbing repairs. This coverage may include fixing broken pipes or replacing faulty pumps. Without a warranty, you could face high repair bills from RV repair shops.
Routine maintenance is key but not covered by warranties; it’s up to you to keep everything in good shape.
Appliances and Fixtures
Appliances and fixtures in your RV are crucial for comfort. They include items like refrigerators, stoves, air conditioners, and water heaters. These components work hard to make everyday life on the road easier.
An RV warranty can cover repairs for these appliances if they break down. This means you won’t have to pay out of pocket for costly fixes.
However, warranties often have limits. Not all issues may be covered under your plan. Some policies might not include repairs for minor problems or normal wear and tear; check the fine print closely before purchasing a warranty.
Knowing what is included can help you avoid surprises later on while keeping your RV running smoothly through many adventures!
What Does an RV Warranty Not Cover?
An RV warranty won’t cover routine maintenance, like oil changes or tire rotations. It also skips cosmetic damage, such as scratches and dents. If there were problems before you bought the RV, those won’t be covered either.
Want to know more about what warranties include? Keep reading!
Routine Maintenance
Routine maintenance is essential for your RV. It keeps everything running smoothly and helps prevent major issues down the road. You’ll need to check things like the tires, brakes, and oil levels regularly.
This can save you from costly repairs later.
Common RV repairs can accumulate quickly without proper upkeep. For example, fixing plumbing leaks or electrical problems may lead to expensive bills. By monitoring these systems, you ensure your trip stays enjoyable instead of turning into a repair nightmare.
Regular care extends the life of your camper and keeps you safe on the road!
Cosmetic Damage
Cosmetic damage includes scratches, dents, and faded paint. These marks can happen from regular use or accidents. They make your RV look less appealing but do not affect its performance.
Many RV warranties will not cover these types of issues. This means you’ll need to pay out of pocket if cosmetic repairs are needed.
The good news is that some DIY repairs can fix minor cosmetic problems easily. You might find touch-up paint useful for small scratches or a cloth to clean up scuffs. Investing in maintenance helps keep your RV looking sharp while boosting its resale value too.
Next up, let’s look into what an RV warranty does cover!
Pre-existing Issues
Pre-existing issues are problems that existed before you bought your RV warranty. These issues often don’t get covered in the policy. If something is broken or worn out when you buy the warranty, it might not be fixed later on.
This can lead to a big surprise when repairs come up.
Many warranties also have fine print explaining what counts as a pre-existing issue. Always read this carefully! You don’t want to find out after your breakdown that repairs aren’t included because of something that was already wrong.
Knowing this helps you prepare for any future costs. Now let’s look at what an RV warranty covers in more detail.
Pros of RV Warranties
RV warranties have their perks. They can save you money on big repairs when your RV breaks down. With a warranty, you often get access to a network of repair shops across the country.
This means help is just around the corner, no matter where your travels take you. Plus, having a warranty gives you peace of mind while exploring the open road in your camper!
Financial Protection Against Major Repairs
Owning an RV is exciting. But it can come with high costs, especially for repairs. An RV warranty offers financial protection against major repairs. This means you won’t pay out of pocket when big problems happen.
Each year, full-time RVers face about one major repair claim on average. These can be costly and stressful if they arise unexpectedly. With a solid warranty plan, you gain peace of mind while camping or traveling in your RV.
It helps ease the worry of sudden breakdowns and their expenses, making your adventures more enjoyable and less stressful.
Nationwide Repair Network Access
A nationwide repair network is one of the big perks of having an RV warranty. This means you can find help no matter where your travels take you. When something goes wrong, just reach out to the warranty provider.
They will guide you to nearby RV repair shops that honor your coverage.
This setup saves time and stress during your journeys. You don’t want to worry about finding a reliable technician while on the road, right? With access to a national network, repairs become easier and faster.
Your summer adventures or winter getaways can stay fun instead of turning into stressful breakdowns!
Peace of Mind for Travelers
Nationwide repair networks offer great support for RV owners. They give access to many repair shops, so help is never far away. This makes it easier to travel without worry.
With an RV warranty, you receive peace of mind. Unexpected costs are less likely to ruin your trip. You can focus on fun instead of repairs and expenses. Roadside assistance is often part of the deal too.
Whether it’s a flat tire or tech issues, you’re covered when things go wrong. The budget stays safe while you enjoy life on the road!
Increased Resale Value
Peace of mind for travelers can also mean a better deal when you sell your RV. An RV warranty often boosts your camper’s resale value. Buyers feel safer knowing repairs are covered.
This makes them willing to pay more.
Many warranties transfer to new owners for a small fee. This is great if you want to sell quickly. Without a warranty, buyers might hesitate or offer less money. So, having that coverage on hand can make your RV more appealing in the long run!
Cons of RV Warranties
RV warranties can come with high costs, and they may not cover common problems. You might also face claim denials when you least expect them. Plus, the service you get often ties to how good the warranty company is.
Curious about these downsides? Keep reading to find out more!
High Initial Costs
Getting an RV warranty can impact your finances significantly. The high initial costs often make people hesitate. You could pay hundreds or even thousands upfront for extended warranties.
This makes RV warranties a major commitment.
Many travelers worry about these costs when they consider RV repairs and maintenance. If you’re not cautious, those expenses can accumulate quickly. For some, finding the right balance between peace of mind and cost is challenging in RV life and camping trips.
Make sure to evaluate your options before you decide on coverage; it’s essential to know what fits your budget best!
Limited Coverage for Common Issues
RV warranties sound great, but they often come with catch-alls that trip up many owners. A common issue is the limited coverage they offer. You might think a warranty covers all RV repairs, but that’s not true.
Most do not cover everyday wear and tear or routine maintenance tasks like oil changes and tire rotations.
Cosmetic damage? Forget about it! Scratches, dents, or faded paint won’t be covered either. Pre-existing problems are another no-go for claims. If the RV has issues before you buy the warranty, don’t expect help there.
This can leave you in a lurch when repairs crop up unexpectedly; costs could hit hard without good policy coverage on your side. Think carefully before deciding if an extended warranty is worth it for your RV life!
Potential Claim Denials
Claim denials can be a real headache. You might think you’re covered, but that’s not always true. Many RV warranties have fine print that limits what they cover. They often deny claims for reasons like pre-existing issues or regular wear and tear.
Imagine needing a major repair only to find out your claim was rejected. It can leave you stuck with hefty bills and no help from the warranty provider.
Understanding this risk is crucial as you consider an RV warranty. Knowing the common reasons for denials helps prevent surprises down the road. Let’s move on to how much repairs can cost without any warranty protection.
Dependence on Warranty Provider’s Reputation
The warranty provider’s reputation is crucial when you think about buying an RV warranty. Some companies are known for great service, while others have bad reviews. A well-regarded company will likely handle your claims better and faster.
You don’t want to be stuck with a provider who denies your claim or takes forever to respond.
Trust plays a big role too. If the company has a history of treating customers right, you can feel more at ease. Look for customer feedback online before choosing one. Make sure their coverage fits your needs, especially if you face costly RV repairs down the road.
Cost of RV Repairs Without a Warranty
Owning an RV can be fun, but repairs can get pricey. For example, fixing a broken engine might cost thousands. Imagine dealing with that out of pocket! It’s not just the big stuff; even small fixes add up quickly.
Knowing how much repairs could set you back helps you weigh the value of a warranty against hefty bills later on.
Common RV Repairs and Their Costs
Common RV repairs can cost a pretty penny. Knowing these costs helps you plan better for your adventures.
- Air Conditioners: Repairing or replacing an air conditioner can cost between $300 to $1,200. A faulty unit can make hot summer days uncomfortable, so it’s wise to keep it in good shape.
- Slide-Outs: Fixing slide-outs might set you back around $1,500 to $3,000. Problems like motor failure or misalignment can lead to costly repairs.
- Leveling Jacks: Repair costs for leveling jacks range from $500 to $1,500. If they break down, leveling your RV becomes a real hassle.
- Generators: Generator repairs can be pricey too, costing anywhere from $400 to $2,000. They are essential for powering your RV’s electrical systems while off the grid.
- Inverters: Replacing an inverter usually runs between $300 and $800. A faulty inverter affects your ability to convert power from batteries.
Staying informed about these common RV repairs helps you budget wisely for maintenance and potential emergencies on the road.
Frequency of Major Repairs
Common RV repairs can hit your wallet hard. About 30% of RVs face a major breakdown in their first two years. By the fifth year, that number jumps to 80%. Most RVs will have significant problems by their eighth year.
These stats show that repairs happen often. If you own an RV, expect to deal with expensive fixes like mechanical issues or electrical system failures over time. Without a warranty, those costs can add up quickly and catch you off guard during your travels.
Is It Risky to Travel Without an RV Warranty?
Traveling without an RV warranty can be a gamble. Breakdowns can happen when you least expect them, and repair bills can skyrocket faster than you think.
Unexpected Breakdowns
Unexpected breakdowns can happen at any time. RVs are complex machines, and they need regular care. Just like cars, RV systems can fail when you least expect it. Nearly all RVs face major problems by their eighth year.
This means that even newer models aren’t immune.
Imagine being out on a lovely camping trip and suddenly your engine won’t start. Or maybe your plumbing springs a leak right before dinner. These issues often lead to costly emergency repairs.
If you’re not covered by an RV warranty, you could be left with a hefty bill from repair shops for those unexpected fixes.
Emergency Repair Costs
Emergency repairs can hit your wallet hard. Imagine you’re on the road, enjoying RV camping. Suddenly, your plumbing system breaks down or the electrical systems fail. You need help fast.
Mechanics often charge high fees for urgent fixes.
Costly repairs may include replacing parts or fixing major issues. For example, a new water heater could cost you over $1,000! Frequent unexpected breakdowns lead to even more stress and money spent.
If you don’t have an emergency repair fund set up, those costs can pile up fast. As you travel with your RV, keeping these expenses in mind is wise; they can add lots of weight to your budget!
When Is the Best Time to Purchase an RV Warranty?
Buying an RV warranty is best when your RV is new. This way, you can cover repairs before issues pop up. If you’re thinking about an extended warranty, consider timing it right after the manufacturer’s warranty ends.
Getting a policy then can help you stay protected as your RV ages.
Buying While the RV Is New
Getting an RV warranty while your vehicle is new makes sense. Newer RVs usually come with better terms and lower rates. They have fewer breakdowns, so you save money in the long run.
A manufacturer’s warranty often covers many issues straight from the start.
You can also look into extended warranties for added protection. This is smart, especially if you plan to hit the road a lot. You want to enjoy your travels without worrying about surprise repairs or costs popping up out of nowhere.
Timing for Extended Warranties
Timing matters for extended warranties. You should consider buying one when your RV is still new. The price tends to be lower at that time. It helps lock in current rates, so you avoid higher costs later on.
If you wait too long, the repair needs may stack up. Also, older models might have more issues that could make coverage harder to get. Securing warranties before January 1st is smart to keep those reasonable rates locked in tight.
Keep an eye on your options and don’t miss out!
Should You Get an RV Warranty for a Used RV?
When you think about buying a used RV, an extended warranty could be smart. It helps cover unexpected problems and gives you peace of mind on the road.
Factors to Consider for Used RVs
Buying a used RV can be tricky. You want to make sure you’re making a wise choice. Here’s what to think about:
- Age of the RV matters. Older RVs have higher repair costs and may not qualify for warranties.
- Check the service history. A well-maintained RV will likely save you money on repairs down the road.
- Inspect key systems like plumbing, electrical, and appliances. Look for any signs of wear or damage that could lead to costly fixes later.
- Consider having a professional inspect it. A mechanic who knows RVs can catch issues you might miss.
- Think about mileage and usage patterns. An RV used often may have more wear and tear compared to one that sat idle.
- Look at previous owners’ experiences. If many people owned it, there may be underlying problems.
- Evaluate warranty options available for the used model. Some manufacturers still offer limited coverage even on older units.
- Understand your DIY skills. If you’re handy, some repairs might not need a warranty; if not, a warranty could save you money on big fixes.
Owning a used RV means being smart about your choices; a little caution now can save you plenty of headaches later!
Importance of Pre-Purchase Inspections
Now that you have considered the factors for used RVs, it’s time to think about pre-purchase inspections. These checks are essential before you buy any RV. They can save you from surprises down the road.
A comprehensive inspection looks at the RV’s systems, like plumbing and electrical work. A professional can spot issues that might cost you later on. You want to know what you’re getting into regarding RV repairs or maintenance expenses.
This information aids in making a wise decision about your purchase. Just one small problem could lead to significant costs if overlooked during buying!
RV Warranty Companies: What to Look For
Choosing the right RV warranty company is key. You want one with a good reputation and solid coverage options. Look for easy claims processes and helpful customer support too!
Company Reputation
Company reputation matters a lot when buying an RV warranty. Look for companies that have good reviews and ratings. Wholesale Warranties has an A+ rating from the BBB, which shows they are reliable.
On the other hand, Good Sam (Camping World) has mixed reviews. This means some people are happy while others are not.
Before selecting a company, check their coverage options and claims process. A reputable company should be clear about what is covered in the fine print of their policies. You want to feel secure knowing you can trust them if something goes wrong with your RV systems or if you need repairs at RV repair shops.
Let’s explore coverage options next!
Coverage Options
From company reputation, we move to coverage options. An RV warranty can offer different types of coverage. You might find a manufacturer’s warranty that comes with your RV. This covers defects and issues right from the start.
Extended warranties provide extra protection beyond the manufacturer’s plan. They are great for peace of mind, especially on long trips. Component-specific warranties focus only on parts like the engine or transmission.
An RV service contract extends basic care for things like roadside assistance and tech support, which you may find helpful if you have trouble on the road. Wholesale Warranties give comprehensive options that cover more than just repairs; they include roadside help too, making travel easier and less stressful for you!
Claims Process and Customer Support
Shifting from coverage options, the claims process is key for RV warranties. You want this to be simple and quick when you need repairs. A good warranty company will have a clear process for filing claims.
Look for one that guides you step-by-step.
Customer support is also important. Good service should be easy to reach, whether by phone or online chat. You want them to answer your questions without making you wait forever. Companies that care about their customers stand out in the RV world, so pay attention to reviews on popular sites like Yelp or Trustpilot before deciding!
Alternatives to RV Warranties
If RV warranties aren’t your thing, consider setting up an emergency repair fund or handling some repairs yourself. Many folks find DIY fixes help them save cash and keep their RVs running smoothly.
You might even find it fun to learn more about your RV systems! Want to learn how to get started? Stick around for more info!
Self-Insuring for Repairs
Self-insuring for repairs means you save money to cover your RV costs. You need a plan and discipline to build up that fund. Saving ahead can help avoid those unexpected repair bills, which can be expensive.
Think of it as setting aside cash for a rainy day.
You will have peace of mind knowing you’ve prepared for any issues with your RV systems. Being ready pays off when something breaks down or needs fixing. It lets you skip the hassle of filing claims with warranty companies, too.
Instead, you pay out-of-pocket for repairs as needed, using the savings you’ve built up over time.
Setting Up an Emergency Repair Fund
Self-insuring for repairs can save money, but it requires planning. Setting up an emergency repair fund is a smart way to prepare for unexpected RV issues. Start by deciding how much you want to save each month.
A common recommendation is around $50 to $100. This adds up over time, helping cover costs for mechanical repairs or electrical systems that might break down.
Think about the most likely problems you could face with your RV. Set aside enough funds to handle those situations without going into debt. It will give you peace of mind while traveling in your camper and help you avoid the high costs of major repairs, which can exceed what you’ve saved if left unresolved.
Common Misconceptions About RV Warranties
Many people think RV warranties cover everything. They assume it’s like a magic shield against all problems. But that’s far from the truth! Warranties can have lots of fine print.
Some parts are covered, while others aren’t, like routine maintenance or cosmetic issues. You might miss out on key details if you don’t read carefully. Curious about what else people get wrong? Keep reading to learn more!
Coverage Misunderstandings
Coverage misunderstandings are common with RV warranties. Many people think their warranty covers everything, but that’s not true. Most warranties do not include routine maintenance or cosmetic damage.
If your RV needs a simple tune-up or has some wear and tear, those costs come out of your pocket.
Some might assume all issues are covered from the start. In reality, pre-existing problems may void your coverage altogether. It’s crucial to read the fine print before signing anything.
Companies vary in what they cover; knowing these details helps you avoid surprises later on.
Assumptions About Costs
Many people think RV warranties cost a lot more than they are worth. They worry about the price tags and added fees. Some assume that these warranties only cover major breakdowns or repairs, but that’s not always true.
You might need to pay for repairs that fall outside the warranty’s coverage, adding to your costs.
For example, waiting for your manufacturer’s warranty to expire before buying an extended warranty can lead to higher prices and worse terms. If you buy early, you lock in better rates and coverage options.
In short, understanding the fine print is key when considering RV warranties. Next up is exploring real-life examples of RV warranty experiences.
Real-Life Examples: RV Warranty Experiences
Regarding RV warranties, individuals have real stories that can surprise you. Some have saved big bucks on repairs thanks to their extended warranty. Others found themselves in a tough spot when they had no coverage at all. Your experiences matter too—share and see how others fared! Want to hear more? Keep reading!
Positive Experiences with Extended Warranties
Many RV owners find great value in extended warranties. These plans can cover costly repairs, saving you big bucks down the road. For instance, a 2012 Tiffin gas motorhome had warranty coverage that paid out $5,987 of an $8,683 repair bill.
That’s quite a savings!
With extended warranties, you often get access to a network of repair shops. This makes it easier to find help when your RV breaks down on the road. You also get peace of mind knowing that major issues are handled without emptying your wallet.
Many travelers feel more relaxed hitting the open road with this protection in place.
Challenges Faced Without a Warranty
Owning an RV without a warranty can lead to tough times. If something breaks, you’ll have to pay for repairs out of your own pocket. Take the 1999 Country Coach Intrigue as an example; it racked up $23,268 in repair costs from 2018 to 2020.
That’s not chump change!
Without coverage, common issues like mechanical or plumbing problems could hit you hard financially. You might find yourself scrambling for a good RV repair shop while managing the stress of unexpected breakdowns on the road.
This situation can turn your dream trip into a nightmare real quick! Next, let’s look at when it’s best to buy an RV warranty.
Conclusion
RV warranties can be a smart choice for many owners. They offer peace of mind and help cover expensive repairs. Keep in mind, RVs break down more often than you’d think. If you travel a lot, having that safety net feels good.
But consider the costs against the benefits carefully before making your decision. You want what’s best for your RV life!
FAQs
1. What does an RV extended warranty actually cover?
An RV extended warranty often covers parts like RV systems, appliances, and sometimes even mobile tech. But read the fine print; not every repair shop or part is included.
2. Are DIY repairs allowed under most RV warranties?
Most policies frown on do-it-yourself fixes. They want you to use approved RV repair shops for claims, so keep your toolbox handy but check policy coverage first.
3. How do dealer warranties differ from third-party options like wholesale warranties?
Dealer warranty plans usually stick to new campers and may last only a year or two. Wholesale warranties can stretch longer and might include more than just basic rv maintenance or repairs.
4. Does having rv insurance mean I don’t need an extended warranty?
RV insurance handles accidents, thefts, and disasters—think Takata airbags recall or a run-in with a Sportage in the campground lot—but it won’t pay for normal breakdowns of your rig’s systems.
5. Is reading the fine print really that important before buying any policy?
Absolutely! The details hide in those tiny words: some plans skip certain brands (like Hyundai), limit which road atlas they’ll reimburse, or exclude common issues found by folks using apps like Rv Life Pro. Always know what thread holds your protection together before signing up.
